Housing Loan Requirements

Basic Requirements
• Birth Certificate or Marriage Contract
• 2 Valid IDs
• 2 pcs. 2" x 2" id pictures or 1" x 1" id pictures if PagIBIG (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks ( other developers may not require this )
 
Required Documents if with Financing
 
Overseas Contract Workers (OFWs)
• Original Certificate of Employment and Compensation w/ Consular Seal (other developers may just required you a scanned copy of photocopy )
• Photocopy of Contract of Employment
• Photocopy of Passport (latest entries)
• Proof of Remittances
• Pay Slips
• Bank Statements ( optional )
 
Locally Employed
• Photocopy of Income Tax Return (ITR)
• Original and Notarized Certificate of Employment and Compensation (COEC)
• Pay Slips
• Bank Statements ( optional )
• Community Tax Certificate (Cedula)
 
 
Self Employed

• Photocopy of Business Registration (DTI/SEC)
• Mayor’s permit
• ITR for the last 2 years
• Original Audited Financial Statements for the last 2 years
• Bank Statement
• Picture of business establishment

 
 
OTHER REQUIREMENTS MAY BE REQUIRED ON A CASE TO CASE BASIS